Borrowing Capacity

Determine how much you may be able to borrow. Use your gross (before tax) income to calculate this. don’t forget to include any loans that will continue

Loan Repayment

input the potential loan amount and rate to see the repayment amount – principle and interest or interest only

Stamp Duty

Stamp duty will vary depending on whichever state the property is in and if you are a first home owner etc – other concessions may be available

Extra Repayment

see how making extra amounts or making them more frequently will reduce the term/interest paid on your loan

Offset Calculator

see how using an offset account can reduce the total loan term and interest paid while you use the offset account to save

Budget Planner

doing a budget will help you determine how much you can afford to pay – make sure you are honest with yourself as you do not want to get into financial difficulty!

Savings Calculator

calculate how long will need to save and how much you need to save to be able to meet your goal of home ownership